If you are looking for guidance in choosing the best health insurance policy, to meet your specific needs, here's a list of useful, unbiased resources, prepared by Government Agencies and Nonprofit Organizations, to assist in your decision-making process:
Choosing and Using A Health Plan. (U.S. Govt., Agency for Healthcare Research and Quality)
Your Guide to Choosing Quality Health Care. (U.S. Govt., Agency for Healthcare Research and Quality)(Downloadable PDF document)
Consumer Reports Magazine, HMO's vs PPO's (Sept. 2005)(Provides ratings of specific plans across the United States and buying advice.)
Health Insurance Consumer Guides, Georgetown University Health Policy Institute. (A free specific guide for each state.)
U.S. News and World Report, Best Health Plans 2005 (Provides ratings of over 250 plans nationwide and buying advice.)
Buying Health Insurance Online: Tips for Consumers (California HealthCare Foundation, 2002) (Downloadable PDF Document, middle of page)
Here's where you can find unbiased answers to specific questions. For detailed answers, click on the questions:
1.) How should I choose a plan? (from Consumer Reports)
2.) What's the difference between an HMO and a PPO? (U.S. Govt. Agency for Healthcare Research and Quality; Scroll down to "What are my health plan choices?")
3.) What's right for me, an HMO or a PPO? (from Consumer Reports)
4.) How can I compare the quality of doctors and hospitals?(Detailed information available at HealthGrades, a commercial reporting service).
5.) What does it mean when people refer to consumer-driven healthcare or an HSA? (from U.S. News and World Reports)
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